Make better decisions.
See what your choices really cost in money, time and opportunity.
Two questions. That's it.
Start with what you spend, or jump straight to a purchase decision.
How much do I spend?
See where your money actually goes — a recurring cost or all your subscriptions added up.
Can I afford it?
Enter a price and see what it really means for your budget — in seconds.
Check nowAlready used “How much do I spend?” — your numbers carry over automatically.
From price to decision in four steps
Calculate
Enter a price or an expense. No sign-up, no account.
Understand
Price becomes hours of work, months of saving, and real impact.
Decide
See a clear 🟢🟡🔴 read, save it, or explore what if you waited.
Your recent decisions
Saved locally on this device — never on a server, never linked to you.
Your saved decisions will show up here. Calculate something and tap “Save this decision.”
Frequently asked questions
Is DecideWorth free?
Yes, completely. Every tool is free to use, with no account, no email address, and no hidden paywall.
Is DecideWorth financial advice?
No. It provides educational estimates based only on the numbers you enter. For decisions that matter, talk to a licensed financial advisor who knows your full situation.
Is my financial data private?
Yes. Every calculation happens locally in your browser. We don't transmit or store your income, expenses, savings or purchase details on any server.
How accurate are the results?
They're estimates built on standard, documented formulas (see How it works) and the numbers you provide. They're meant to inform a decision, not to be a precise financial forecast.