Frequently asked questions

Yes, completely. Every tool is free to use, with no account, no email address, and no hidden paywall.

No. It provides educational estimates based only on the numbers you enter. For decisions that matter, talk to a licensed financial advisor who knows your full situation.

Yes. Every calculation happens locally in your browser. We don't transmit or store your income, expenses, savings or purchase details on any server.

They're estimates built on standard, documented formulas (see How it works) and the numbers you provide. They're meant to inform a decision, not to be a precise financial forecast.

Six so far — covering affordability, real cost, subscriptions, time cost, buy-vs-wait and comparing two options. We'd rather ship tools that are genuinely excellent than pile on mediocre ones, so new tools arrive slowly, built the same way.

The site is available in English and Spanish, each with its own URLs, and every tool supports USD, EUR, GBP, CAD and AUD display formatting.

Through unobtrusive advertising, clearly marked and never blocking the tools themselves. We never sell user data — we don't collect any to sell.